Tuesday, January 8, 2008

Choosing a car

As we can imagine, choosing a car is a matter of finding a balance between what we want and what we are willing to pay. The problem is that if you do not have much experience with automotive issues is not always easy to know what we want or need. With this guide we will try to help you answer those same questions.

Does Diesel or gasoline?
This is usually the first question we will ask for such important factors affecting the consumption or the purchase price and maintenance.


Currently on the market there are mainly two types of engines for passenger cars: diesel and gasoline engines. Actually there are more options as hybrid cars (using gasoline at high speeds and an electric motor at low speeds or city) or hydrogen (still under development) but because the vast majority of current supply is divided in the first two types of engine, we will focus on these.

Car Body type and capacity

There was a time when carrying a Seat 600, albeit not very comfortably, a family of six members to its destination. Today, however, many young couples feel the urge to buy a huge seven-seat minivan to have her first child. The sensible thing, as usual, is between the extremes.

Enumerate the types of car according to your body and ability, and you decide which is best for you.

City, road or highway
A very important factor to consider before buying a car are the ways that will mainly circular.


Security

Safety should perhaps be the first or the second factor when buying a car, yet many drivers greatly relegate your importance. If you are evaluating the purchase of a vehicle will be greatly helpful undoubtedly visiting the EuroNCAP test in which the safety of different cars and stars are given as they are safer with respect to occupants and pedestrians. Do not waste time and check the security of your car.

I would advise future owners of a vehicle not skimp when selecting "extras" that increase the safety standard vehicle price, because one day one of those "extras" can save your life.

It is better to have ESP and traction control and automatic headlights wipers carry. Remember that some accidents are inevitable because it is a very good driver and current car technology provides many security features.


Maintenance Cost
When we speak of Diesel and gasoline vehicles in "Diesel or Gasoline" we discussed some things about maintenance costs, but insist on it in this section. These costs could break them down into Fuel, Breakdowns, Reviews, Warranty, and Insurance.

Equipment

The cars hesitate between performance and similarly priced one possible key is the choice of car equipment "standard" that each brings. Sometimes, especially with popular car, a cheap car can hide a poorly equipped, it ceases to be as cheap as we put all that we consider essential.

In some brands there is also a curious phenomenon, and is that for the same type of car with the same engine (gasoline or diesel) but different powers, say, 100 hp and 150 hp, the model has less power but the lower price of more power comes more equipped, and if we add to low power all the equipment that comes standard in the top end model price is less than (but with less power!), so we buy the offset of more power, if we really want all this equipment.


Comfort

We have to think that most are going to spend a considerable proportion of our lives in our car, so we find comfortable within it has a far greater importance than is usually given (or that usually occurs during acquisition after the purchase if he misses.)

That is why unless it is a car very occasional use for short journeys and very short (in time, not in space because both cities are not going related concepts, unfortunately) look for a car that we feel comfortable, we do not have a stand too forced and we can adapt to our anatomy both seat height and lumbar support and distance to the pedals.


Aesthetics
Make no mistake, for many drivers driving the car they came first for the eyes. We are human and as such we act sometimes. In this there is advice worth, a car one likes or does not like aesthetically, and this factor often has greater weight than we'd like to recognize our "rational" choice of car, the manufacturers know this and that's the reason that car "beautiful" are sometimes more expensive than the sedan version of the same, despite being almost worse in everything else and smaller.

Fun
Many people enjoy driving, and many many do. If you are the first group in addition to the other factors to consider will certainly need to consider ahead of acquiring driving pleasure of the vehicles being evaluated. This is hard to know without a test, so it is advisable, if you are interested in this in their next vehicle search online about it and finally do a test before purchase.


Status
For many people buying a car is a status much like wearing a gold watch or shoes of 1000 euros. These people, if they can, between two different cars will choose the best status, even worse. For others pretend status is a matter of necessity labor: Managers, professionals, and certain brokers automatically worsen the bargaining of a customer / supplier / etc if they drive a car more expensive than.


Car Financing

Not always have all the money for the car you want to buy. In that case we will have to seek funding.

Usually car companies offer their own financing plans for customers who purchase a car.

Another traditional option is borrowing money from a bank. Normally the latter possibility is often out cheaper because the APR (annual interest) of loans offered by banks and generally lower than that offered by companies (many of which actually use banks for their financing, adding a premium to charged by the bank), but not always the case. Many people do something like this which is extending a previously existing mortgage. Obviously to do this often require banks that paid for the mortgage at least the value of the car, but this option is quite good because the money you get the mortgage interest that is usually lower than that of a regular credit.

A third option is to buy a car using the so-called "Multichoice". This form of acquisition of a vehicle (invented by Ford) input is that as the vehicle give a percentage (typically 30 to 50%) and during a time period which is typically two or three years we paying a small amount reflecting the value of the money that we have not paid (as if it were a loan). When you reach the agreed period, the car is valued at a certain amount (usually just under remaining money to pay the car) and we are given the following options:
  1. Pay that value and stay with the car.
  2. Sell ​​the car to the company for that value.
  3. Change to another car also using multioption (paying the price difference between the value of the car and let the value of the entry of the new car.)


Do not rely too much on motoring magazines

Most motor magazines in Spain (not saying all) have a more positive trend than suspicious to the Volkswagen group (covering Volkswager brands, Audi, Seat and Skoda) and is a notorious way in these vehicles, when analyzing these magazines are less defects and higher virtues.

Once you know this, you can extract some useful data and comparative testing of these magazines but my advice is to search the Internet for testing of vehicles you're considering, preferably abroad but not in German or French pages if you can avoid them because they tend to be extremely chauvinistic towards their national products. I have found that the analysis of the pages Saxon (UK, U.S., Australia) have a fairly high level of fairness. Use Internet forums also, and above all the pages or clubs for certain road users know that breakdowns can and the general opinion of several people. Another useful source of information are the pages of magazines and consumer organizations (OCU, FACUA , etc) where you can see even reliability statistics and problems in different vehicles and brand yourself, after analyzing all these data, their own opinion and good buy!

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